Home Credit Group (Home Credit B.V. and its subsidiaries) is a leading mass market consumer finance provider with €14.7bn of assets; which was established in 1997 in the Czech Republic. Since then it has experienced considerable growth in 11 countries including Rusia, Belarus, Czech republic, Slovakia, Kazakhstan, China, Việt Nam, India….. Our 120,000 employees serve more than 70 million customers.
Home Credit Vietnam officially operated in Vietnam since 2009, is one of the leading companies in the consumer financial field with 3 outstanding benefits for customers: fast, convenient and friendly. Home Credit now has the headquarters in HCMC and representative offices in 10 provinces nationwide.
In Vietnam market, Home Credit is now one of leading consumer finance companies. After 8 years of operation, Home Credit has built the network of 7,000 retail outlets in 63 cities and provinces nationwide.
With more than 10,000 employees nationwide, Home Credit has served 6.63 million customers in Vietnam with 03 main products: Installment loans to buy motorbikes, Installment loans to buy consumer durables, and Cash loan. In addition, in order to create biggest convenience for customers to make payment, Home Credit has cooperated with many payment method providers, namely Payoo with 3,000 transaction points, MoMo with 4,000 transaction points, Viettel stores, postal system, and banks having transaction network nationwide.
Home Credit constantly develops diversified products which satisfy customers’ expectations including low-interest loans or 0% interest rate, flexible tenors, low monthly payments. In addition to our attractive products, Home Credit customers also enjoy the best customer service and devoted from our professional staffs, simple documents, fast approval time.
Mr. Bruce Butler joined Home Credit Vietnam in Feb 2012; bringing with him more than 20 years Financial Services Industry experience spanning Retail Banking, Private Banking, Wholesale Banking, Credit Card Services and Consumer Finance across multiple countries. Before joining Home Credit Vietnam, Bruce held multiple roles with Hewitt Packard, Commercial Bank of Qatar, GE Capital and American Express in various senior management roles.
Bruce is married with one daughter. In his spare time he support several charities set up here in Vietnam and enjoys swimming, reading and cooking.
Mr. Ivo Slanina joined Home Credit Viet Nam in January 2015. Before joining Home Credit Vietnam, Mr. Ivo Slanina has almost 20 years ‘experience in sales and distribution in Prague (Czech Republic), Moscow and Novosibirsk (Russian Federation), where he has been moving up his sales career path from Merchandiser to a most-recent position of Director of Sales and Distribution, Prague in FMCG industry. He has also held various senior management positions, including Director of Sales for the Eastern Region, Russian Federation (Novosibirsk), National Manager Sales and Merchandising (Prague), National Key Account Manager (Prague).
Ivo is married with one son. In his spare time he prefers spending time with his family, playing guitar and golf.
Mrs Anna Pozdnovskaya had joined HCVN from April 2017, with solid experience in retail (over 6 years) and FMCG (10 years), Experience in Trade Marketing , Demand Planning, Understanding of all business processes and cross-functional work.
Before joining to HCVN, Mrs Anna used to work as the CFO&VP Finance at Eldorado LLC (electronic retailer, number 2 in Russia), and keeping many important position at DIAGEO Great Britain company.
She married, she loves long-distance running and swimming, books reading, cooking and travelling
Ms. Nguyen Thi Ai Nguyet joined Home Credit Vietnam as Chief Human Resources Officer in April 2011, leading an integrated function comprising of People and Culture. In addition to her years of experiences in HR, she brings in a strong organizational strategy capacity and in-depth understanding of the business to develop the company’s corporate culture, local management and internal capability. Before joining PPF Vietnam, Ms Nguyet held various senior human resources positions at international corporations such as P&G, Dai-ichi Life Vietnam, Paragon Solutions.
Ms. Nguyet is married with a daughter. In her spare time, she enjoys reading, cooking, and listening to music.
Mr. Arnab Ghosh joined Home Credit Vietnam in September 2016 as Head of Marketing and Product Development, bringing with him over 10 years of Financial Services Industry experience spanning Retail Banking and Credit Card Services across multiple countries.
Before joining Home Credit Vietnam, Mr. Arnab spent 5 years in Vietnam working for major commercial banks setting up and managing their cards and retail assets business while also being instrumental in driving the banks' digital and innovation agenda.
Mr. Arnab has also been actively engaged in independent advisory assignments for leading companies and consulting firms across Asia and is often seen as a guest speaker in key international conferences sharing his views on financial inclusion, payment innovation and digital transformation of financial services.
Mr. Arnab enjoys spending his personal time socially engaging with his friends, reading, watching movies and travelling
Mr. Jiri Badr has joined Home Credit Vietnam as Deputy Head of Sales since April 2017.
Jiri has long term experiences in developing business on new markets with more than 18 years in Consumer Finance and Insurance industry.
He has also held various senior management positions in different countries including Slovakia, Kazakhstan, Belorussia and Russia. Especially, he has significant achievements in developing, implementing and operating various start-ups and business projects.
Mr. Jiri has over 15 year experience leading edge technology IT in various financial/banking organisation in Europe and in Asia for international behemoths like GE or Erste. In Homecredit Vietnam, Jiri¹s joy will be building agile data driven IT organisation, that will be able to quickly respond to ever changing environment for Homecredit¹s business growth.
Mr. Jiri is married with three sons. He is still human, loves technology and nature tracking.
Ms. Vuong Thuy Tien joined Home Credit Vietnam as Chief Legal and Compliance in May 2012 contributing strong expertise and experience in laws, banking and finance.
Before joining Home Credit Vietnam, Ms. Tien had worked for some international banks, law firm and corporate, including Standard Chartered Bank, ABN AMRO Bank N.V., Credit Agricole CIB, Vincom Group and Baker and McKenzie International Law Firm.
Mr. Tran Manh Duc has joined Home Credit Vietnam as the Chief Legal and Compliance Officer since February 2017. He is responsible for and lead the Legal and Compliance team in giving legal advices to all aspects in the business of the company as well as ensuring the company stay compliant with all regulatory and internal regulations and policies.
Before joining Home Credit Vietnam, Mr. Duc practiced laws for 10 years at YKVN Lawyers, the leading Vietnamese law firm in the market. At YKVN Lawyers, Mr. Duc held the “Counsel” position with his practice focused on banking– finance, capital market and M&A.
Mr. Duc holds a Bachelor of Laws (LLB) granted by HCMC University of Law. Other than the LLB, Mr. Duc has received training at UC Berkeley School of Law as an exchange scholar and also been granted with and Business Management Certificate by the HCMC University of Economics.
Mr. Duc is married with one daughter. He loves technology and enjoys his leisure time in readings and photography.
Jan Fisar obtained a Master degree in Company Finance and Trade, and has 12 years’ experience in Marketing and CRM. He has held positions of CRM Manager in some of the top Czech telecom and finance companies like Vodafone, Telefonica 02 and GE Money bank. He is also experienced in running and processing projects related to activities in area of CRM and customer value management which will be valuable to Home Credit Vietnam future growth.
Mr. Jan is married and his free time he spends with family travelling. His hobbies are sports, especially swimming, travelling and reading.
Mr. Allan Meldgaard joined Home Credit Vietnam in March 2016 as Head of Online; bringing with him 16 years of extensive experience within Online Advertising, E-commerce, Analytics, Product Management and Application Development.
Prior to joining Home Credit Vietnam, Allan developed an innovative Online Survey platform for Danish headquartered Epinion as well as served as Head of Product for Lazada Malaysia.
Mr. Allan spends most of his personal time with his fiancée and enjoys reading, cooking and travelling.
Ms. Bui Thi Ngoc Ha joined the board as Head of Quality Assurance with a mission to bring our business processes and projects up to the state-of-the-art level and delivering the outstanding service values to our beloved consumers.
Prior to her current appointment, Ms. Ha has been playing on the consumer finance playground for 11+ years in various positions including Head of Process and Project Management (Orient Commercial Bank); Head of Service Quality Management (An Binh Commercial Bank); and Head of Process and Project Management (VP Bank).
Ms Ngoc Ha is married with one daughter. In her spare time she prefers spending time with her family. Her hobbies are traveling and reading.