Home Credit Group

Tomas Skoumal graduated Master of Science from Charles University in Prague - one of the world oldest universities. He has more than 12 year experience in finance and banking working in senior management positions in Citi Bank, Royal Bank of Scotland, Ana Cap Financial Partners,… Before joining Home Credit Vietnam, he was Chief Risk Officer for Home Credit China. He love to spend his free time with his family and playing golf”

Ms. Nguyen Thi Ai Nguyet joined Home Credit Vietnam as Chief Human Resources Officer in April 2011, leading an integrated function comprising of People and Culture. In addition to her years of experiences in HR, she brings in a strong organizational strategy capacity and in-depth understanding of the business to develop the company’s corporate culture, local management and internal capability. Before joining PPF Vietnam, Ms Nguyet held various senior human resources positions at international corporations such as P&G, Dai-ichi Life Vietnam, Paragon Solutions. Ms. Nguyet is married with a daughter. In her spare time, she enjoys reading, cooking, and listening to music.

Mr Pham Ngoc Khang, has joined from May 2018 as CFO of HCVN and brings onboard his financial and managerial experience honed in various Multinational Companies in both Mass and make to Order Manufacturing such as VALEO, ALSTOM and GE over the last 20 years. In his role, Khang’s main focus will be to: - Plan and participate in HCVN strategy execution with appropriate performance measurement and robust finance processes. - secure HCVN growth through optimized financing structure, - provide robust predictive tools and analyses while facing market uncertainties - Develop capable and passionate finance teams to face upcoming challenges Khang is married and the happy father of two children, loves cooking, eating reading all styles and most importantly his family.

Mr Tran Manh Duc joined Home Credit Vietnam since February 2017 as Chief Legal and Compliance Officer. In this position, Mr Tran Manh Duc manages and directs the assignments of Legal and Compliance division, including legal advisory for all company's business activities and compliance assurance for the company regarding internal policies and governmental laws. Before joining Home Credit Vietnam, Mr Duc has had 10 years of legal advisory at YKVN Lawyers, one of the top law firms in Vietnam. At YKVN Lawyers, Mr Duc was assigned to hold the position of Senior Advisor, being in charge of legal advisory in the field of Finance and Banking, capital market and M&A. Mr Duc graduated from Ho Chi Minh city University of Law graduate and received a training program scholarship from UC Berkeley School of Law. He has a Business Management certificate from Ho Chi Minh city University of Economics. He is married and has a daughter. He spends his free time on reading, photography and technology research.

Dung Nguyen joined Home Credit Vietnam since Jun 2020. She was a MBA graduated, worked for various FMCG, finance and tech companies, most notably Grab Vietnam and Citibank Vietnam, before becoming Chief Marketing Officer at Home Credit Vietnam.

Anastasiya Fokina has spent the last 10 years at Home Credit Bank Kazakhstan, making lasting contributions to the HR function, Operations and, most recently, to Finance as Chief Finance Officer. She has a broad experience from a spectrum of functions combined with strong leadership and executive experience

Fabien Sanchez is a newcomer to Home Credit but has long experience in different risk roles from BNP Paris Bas and Caixa Bank in many different geographies. He joins us directly from a role as Managing Director for Caixa Bank Payment and Consumer, based in Portugal. Fabien not only provides strong risk experience to the team; he will also bring commercial acumen and business development drive.