Home Credit Group

Michal Skalicky has served as Chief Customer Officer of Home Credit Vietnam since August 2021. He has more than 15 years of expertise ranging from digital transformation, business growth, eCommerce, product development to agile way of working. Starting his career at ING, then Michal became Sales Director for Direct Distribution Czech Republic/Slovakia. In 2014, he joined NN Hellas as a Direct Distribution Manager in Greece before relocating to Spain, where he as deputy General Manager held positions as Chief Marketing Officer and Chief Transformation Officer in Nationale-Nederlanden. He possesses an Executive MBA from IE Business School in Madrid, majoring in Business Administration and Management, and a Master of Finance from Prague University of Economics and Business. Michal's hobbies outside of work include boxing and reading. He is a husband and a father of three children.

With a wide range of experience in human resources management spanning nearly 20 years in both end-market and regional HR leadership roles, Alexis specializes in Talent Management & Development, Organizational Development and HR Business Partnering. Alexis joins Home Credit Vietnam as Chief People Officer from January 2022. Before joining Home Credit Vietnam, Alexis was Chief Human Resources Officer at One Mount Group. Prior to this, she was Techcombank’s CHRO for 5 years, and together with the HR team had built Techcombank as one of Vietnam’s Best Places to Work in banking and financial services industry. Before joining Techcombank in 2015, Alexis was Regional Head of Talent and Organizational Development for British American Tobacco (BAT) Asia-Pacific. Before that, she was Head of HR, Vietnam Cluster leading HR for BAT Vietnam, Cambodia, the Philippines and Myanmar. With experiences working in both MNCs and local organizations alike and industry exposures ranging from FMCG, Banking & Financial Services and High Tech & Digital, Alexis is well-versed with the opportunities and challenges in different types of organizations, and is known for her abilities to design and execute practical and relevant solutions that add values to the organizations she works with. Alexis graduated from Nanyang Technological University, Singapore in 2003 with a Bachelor of Business Management.

Mr Pham Ngoc Khang, has joined from May 2018 as CFO of HCVN and brings onboard his financial and managerial experience honed in various Multinational Companies in both Mass and make to Order Manufacturing such as VALEO, ALSTOM and GE over the last 20 years. In his role, Khang’s main focus will be to: - Plan and participate in HCVN strategy execution with appropriate performance measurement and robust finance processes. - secure HCVN growth through optimized financing structure, - provide robust predictive tools and analyses while facing market uncertainties - Develop capable and passionate finance teams to face upcoming challenges Khang is married and the happy father of two children, loves cooking, eating reading all styles and most importantly his family.

Mr Tran Manh Duc joined Home Credit Vietnam since February 2017 as Chief Legal and Compliance Officer. In this position, Mr Tran Manh Duc manages and directs the assignments of Legal and Compliance division, including legal advisory for all company's business activities and compliance assurance for the company regarding internal policies and governmental laws. Before joining Home Credit Vietnam, Mr Duc has had 10 years of legal advisory at YKVN Lawyers, one of the top law firms in Vietnam. At YKVN Lawyers, Mr Duc was assigned to hold the position of Senior Advisor, being in charge of legal advisory in the field of Finance and Banking, capital market and M&A. Mr Duc graduated from Ho Chi Minh city University of Law graduate and received a training program scholarship from UC Berkeley School of Law. He has a Business Management certificate from Ho Chi Minh city University of Economics. He is married and has a daughter. He spends his free time on reading, photography and technology research.

Dung Nguyen joined Home Credit Vietnam since Jun 2020. She was a MBA graduated, worked for various FMCG, finance and tech companies, most notably Grab Vietnam and Citibank Vietnam, before becoming Chief Marketing Officer at Home Credit Vietnam.

Anastasia Fokina has spent the last 10 years at Home Credit Bank Kazakhstan, making lasting contributions to the HR function, Operations and, most recently, to Finance as Chief Finance Officer. She has a broad experience from a spectrum of functions combined with strong leadership and executive experience

Fabien Sanchez is a newcomer to Home Credit but has long experience in different risk roles from BNP Paris Bas and Caixa Bank in many different geographies. He joins us directly from a role as Managing Director for Caixa Bank Payment and Consumer, based in Portugal. Fabien not only provides strong risk experience to the team; he will also bring commercial acumen and business development drive.

With over 15 years of experience in many large-scale projects associated with product development, IT infrastructure, and systems at many global enterprises, Peter has served as CIO of Home Credit Vietnam since August 2019. Leveraging his experience, he is now focused on leading our IT teams and striving towards providing millions of our customers with a seamless digital experience.