Michal Skalicky has served as Chief Customer Officer of Home Credit Vietnam since August 2021. He has more than 15 years of expertise ranging from digital transformation, business growth, eCommerce, product development to agile way of working. Starting his career at ING, then Michal became Sales Director for Direct Distribution Czech Republic/Slovakia. In 2014, he joined NN Hellas as a Direct Distribution Manager in Greece before relocating to Spain, where he as deputy General Manager held positions as Chief Marketing Officer and Chief Transformation Officer in Nationale-Nederlanden. He possesses an Executive MBA from IE Business School in Madrid, majoring in Business Administration and Management, and a Master of Finance from Prague University of Economics and Business. Michal's hobbies outside of work include boxing and reading. He is a husband and a father of three children.