Home Credit Group (Home Credit B.V. and its subsidiaries) is a leading mass market consumer finance provider with €14.7bn of assets; which was established in 1997 in the Czech Republic. Since then it has experienced considerable growth in 10 countries including Rusia, Czech republic, Slovakia, Kazakhstan, China, Việt Nam, India….. Our 132,400 employees serve more than 70 million customers.
Home Credit Vietnam officially operated in Vietnam since 2008, is one of the leading companies in the consumer financial field with 3 outstanding benefits for customers: fast, convenient and friendly. Home Credit now has the headquarters in HCMC and representative offices in 10 provinces nationwide.
In Vietnam market, Home Credit is now one of leading consumer finance companies. After 10 years of operation, Home Credit has built the network of 7,000 retail outlets in 63 cities and provinces nationwide.
With more than 8,500 employees nationwide, Home Credit has served 8.54 million customers in Vietnam with 03 main products: Installment loans to buy motorbikes, Installment loans to buy consumer durables, and Cash loan. In addition, in order to create biggest convenience for customers to make payment, Home Credit has cooperated with many payment method providers, namely Payoo with 3,000 transaction points, MoMo with 4,000 transaction points, Viettel stores, postal system, and banks having transaction network nationwide.
Home Credit constantly develops diversified products which satisfy customers’ expectations including low-interest loans or 0% interest rate, flexible tenors, low monthly payments. In addition to our attractive products, Home Credit customers also enjoy the best customer service and devoted from our professional staffs, simple documents, fast approval time.
Upon the approval of SBV dated on October 30th 2017, Dmitry Mosolov was officially appointed by Home Credit Group to the position of Chief Executive Officer of Home Credit Vietnam Finance Company Limited.
Mr. Dmitry Mosolov has an extensive experience of over 23 years in financial and retail banking sectors in Russia, with 15 years of these in senior management roles within Home Credit. He has worked for Home Credit from the very start of its operations in Russia in 2002 when it entered this market.
Before being named CEO of Home Credit Viet Nam, Dmitry was First Deputy Chairman of Management Board in Home Credit & Finance Bank in Russia and was responsible for all of the company’s nationwide sales and operations, including managing different functions, such as Operations, Telesales, Call centers, Business analytics, Project office and CRM. He also served in various positions as Head of Corporate Lending, Head of Financial Planning and Controlling and Chief Financial Officer that played a vital role in sustainable development of Home Credit & Finance bank in Russia.
Prior to joining Home Credit, Dmitry was in charge of different senior management positions at Gazprombank, MENATEP Bank and FABA Bank - Russia.
Dmitry is a graduate of the Moscow Institute of Economics and Statistics and holds a Masters’ degree in Economics and Banking. He also has an MBA from the Rochester Institute of Technology.“
Mr Pham Ngoc Khang, has joined from May 2018 as CFO of HCVN and brings onboard his financial and managerial experience honed in various Multinational Companies in both Mass and make to Order Manufacturing such as VALEO, ALSTOM and GE over the last 20 years.
In his role, Khang’s main focus will be to:
- Plan and participate in HCVN strategy execution with appropriate performance measurement and robust finance processes.
- secure HCVN growth through optimized financing structure,
- provide robust predictive tools and analyses while facing market uncertainties
- Develop capable and passionate finance teams to face upcoming challenges
Khang is married and the happy father of two children, loves cooking, eating reading all styles and most importantly his family.
Ms. Nguyen Thi Ai Nguyet joined Home Credit Vietnam as Chief Human Resources Officer in April 2011, leading an integrated function comprising of People and Culture. In addition to her years of experiences in HR, she brings in a strong organizational strategy capacity and in-depth understanding of the business to develop the company’s corporate culture, local management and internal capability.
Before joining PPF Vietnam, Ms Nguyet held various senior human resources positions at international corporations such as P&G, Dai-ichi Life Vietnam, Paragon Solutions.
Ms. Nguyet is married with a daughter. In her spare time, she enjoys reading, cooking, and listening to music.
Ms. Le Thi Thanh Van (Vivien) joined Home Credit Vietnam in August 2018 as Chief of Product & Marketing, bringing with her over 11 years’ diverse professional expertise on commercial, strategy, finance, operation, product & marketing (online & offline).
Before joining Home Credit Vietnam, Van was Country Manager of Traveloka in Vietnam since establishment and an ex-McKinsey consultant focusing on projects in Southeast Asia. Prior to Traveloka, she was a key commercial professional of a Singapore Stock Exchange listed upstream petroleum company, serving in various capacities ranging from business development and new venture, upstream commercial and crude operation of its assets across Indonesia, Malaysia and China. Her first professional work was with Northern Trust when she played dual roles in portfolio valuation and business database management serving Asia Pacific sovereign wealth funds.
Van graduated from Nanyang Business School, Nanyang Technological University in Singapore with Bachelor of Business degree (honors), major in Banking & Finance and minor in Communication under Singapore Government full scholarship. She dropped out from MBA INSEAD program in 2016 but dropped in Master Certificate in Hotel Revenue Management from Cornell University in 2017. Outside of work, Van enjoys traveling, reading and sports
Mr. Jiri Badr has joined Home Credit Vietnam as Head of Sales since Dec 2017.
Jiri has long term experiences in developing business on new markets with more than 18 years in Consumer Finance and Insurance industry.
He has also held various senior management positions in different countries including Slovakia, Kazakhstan, Belorussia and Russia. Especially, he has significant achievements in developing, implementing and operating various start-ups and business projects.
Mr. Jiri has over 15 year experience leading edge technology IT in various financial/banking organisation in Europe and in Asia for international behemoths like GE or Erste.
In Homecredit Vietnam, Jiri¹s joy will be building agile data driven IT organisation, that will be able to quickly respond to ever changing environment for Homecredit¹s business growth.
Mr. Jiri is married with three sons. He is still human, loves technology and nature tracking.
Mr. Tran Manh Duc has joined Home Credit Vietnam as the Chief Legal and Compliance Officer since February 2017. He is responsible for and lead the Legal and Compliance team in giving legal advices to all aspects in the business of the company as well as ensuring the company stay compliant with all regulatory and internal regulations and policies.
Before joining Home Credit Vietnam, Mr. Duc practiced laws for 10 years at YKVN Lawyers, the leading Vietnamese law firm in the market. At YKVN Lawyers, Mr. Duc held the “Counsel” position with his practice focused on banking– finance, capital market and M&A.
Mr. Duc holds a Bachelor of Laws (LLB) granted by HCMC University of Law. Other than the LLB, Mr. Duc has received training at UC Berkeley School of Law as an exchange scholar and also been granted with and Business Management Certificate by the HCMC University of Economics.
Mr. Duc is married with one daughter. He loves technology and enjoys his leisure time in readings and photography.
Mr Ondrej Mares’s background is applied mathematics; he graduated Ph.D. at universities in Prague and Paris before working in a Czech bank as a scoring expert.
He joined Home Credit International risk team in 2008 and participated in various projects across the group. During years 2011 – 2013, Ondrej worked as a Risk Manager in Vietnam, managing analytical teams of underwriting, anti-fraud and collections. During following 4 years he was assigned in managerial roles in Prague headquarters, coordinating underwriting and anti-fraud activities across all Home Credit countries.
Since August 2017, he is responsible for leading Risk and Collections Department in Vietnam as a Chief Risk Officer.
Mr. Branislav Vargic (Brano) joined Home Credit Vietnam as Chief Operations Officer in Sep 2017. Mr. Brano holds Ph.D in Management and Organizational Development and studied at Erasmus University, Netherlands, Cornell University in the USA and IESE Business school in Spain. Brano brings to Home Credit diverse professional experience.
For the last 6 years he held various leadership positions in Raiffeisen Bank International group in the Czech Republic and Slovakia.
His latest engagement was Mergers and Acquisitions Program manager, responsible for a Business Integration of acquired Citibank retail business in the Czech Republic. Prior to that, he worked for 5 years as a Head of HR for Raiffesen Bank in Slovakia.
Before Raiffeisen Bank International, he worked for 6 years as a managing consultant for the global consulting company Hay Group, where his areas of expertise included organizational and business operating models, organizational performance and others.
Brano is married with 3 children. In his spare time, Brano likes to play musical instruments, spend time with his family and travel.
Has joined Home Credit Vietnam since 2013 and been working across different areas such as Process Management, Project Management and Customer Experience Management. In 2018, she is appointed to be Head of Business Transformation, leading the service transformation and business change to ensure the Company is strategically, financially and operationally sustainable.
Van Anh enjoys the values that she can bring to her customers, friends and family. She loves music, travelling and food.
We are here to support you in getting things you need quickly and with a peace of mind. Every step of the way, we are committed to go beyond the call of duty to make your experience with Home Credit, pleasant and memorable
We provide: - Best financial products - Excellent customer care in both good and difficult time
We ensure: - Fast response for all of your concerns - Help you to pay on time and avoid late penalties with optional polite reminders
We offer: - Full transparency on our products. All information is disclosed up front with no hidden charges - Innovative mobile application so you can check your loan details anytime - A 14-days guarantee period in case you have a change of heart - Strict confidentiality of your personal information
We commit: - To help you overcome eventual setback with suitable solution, such as postpone your monthly payment up to 1 month - Cover your monthly payment in adverse situations with optional best-in-class insurance - And always serve you well
- Provide us with the true information - Take loan responsibly. Do check terms and conditions carefully before taking loan and manage your finance to pay back efficiently - Pay your monthly installments on time and through Home Credit approved payment channels - Keep us informed in case of any change in your financial or personal information